As we were all recently reminded by the Gamestop/Robinhood fiasco that nearly brought Wall Street to a halt, for far too long there have been two different sets of rules governing how people generate wealth. There’s the set of rules that regular people have to play by. And there’s the set of rules that the one percent get to play by. However, slowly but surely, things are starting to change. Thanks to new financial technologies and changing SEC regulations, cutting edge online real estate investing platforms like DiversyFund are democratizing the wealth building process, giving regular people access to investment strategies previously only available to the wealthy. And it's changing the way people plan for their future.
Everybody knows diversification is an essential strategy for building a successful investment portfolio. By spreading your money out across different assets and investment vehicles, you minimize the risk associated with any one investment, enabling your portfolio to weather a lot of storms. Or at least that’s how it works in theory. For over half a century, the reality was that, when it came to pooled fund investing, regular people were only allowed to buy publicly traded stocks and bonds. That meant their ability to diversify their portfolios was very limited. But large financial institutions and high net worth individuals? For decades they have been diversifying their portfolios by investing in the private real estate market, which is both more lucrative and more stable than the stock market. So in other words, only the richest people had access to the most lucrative investment opportunities.
But now, after half a century, things are finally looking up for regular investors. In recent years, technological advancements have caused huge disruptions in the financial services industry. Crowdfunding platforms and data science have opened up a world of new possibilities, and the SEC has responded by loosening restrictions and opening up pooled fund real estate investing to everybody.
That’s where startups like DiversyFund come in.
DiversyFund was created to democratize investing and close the wealth gap by giving regular people the same financial opportunities as the one percenters. To accomplish these goals, the company’s founders created a simple online investing platform that lets anybody invest in a portfolio of diversified real estate assets.
Officially called Real Estate Investing Trusts, or REITs, these portfolios are managed by experts who follow a simple three-step strategy to make you money. First, DiversyFund acquires multifamily apartment buildings that already generate revenue, but are in need of some improvements. Second, DiversyFund renovates the buildings so that they generate increased revenues until market conditions are right for profitable liquidation. Third, when market conditions are right, DiversyFund sells its real estate assets, returns principles, and distributes the returns to investors.
Thanks to this tried-and-true strategy, DiversyFund has an excellent historical return rate of 17.5 percent. And because DiversyFund actually owns and operates the properties you invest in, which cuts out all the middlemen, there are absolutely no fees.
When DiversyFund says their goal is to close the wealth gap, they really mean it.
Though SEC regulations have opened up a number of different alternative assets to regular people, a lot of investment platforms out there still have net worth or credit requirements that make their services inaccessible to a lot of people. But that is not the case with DiversyFund. As long as you can afford the minimum $500 investment, you are eligible. Period.
These days, there are a lot of different online investing platforms to choose from. But if you want one that lets you protect yourself from market volatility using the same strategies as the one percenters, the choice is pretty clear. Click here to learn more about DiversyFund and take the next step in planning your financial future.
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