--- title: "Visa Officially Allowing AI Agents to Go Ham With Your Credit Card" description: "Payment titan Visa announced that it's integrating its payment network into ChatGPT, allowing the AI chatbot to buy stuff on your behalf." date: "2026-06-13" modified: "2026-06-13" authors: - name: "Frank Landymore" job_title: "Contributing Writer" link: "https://futurism.com/authors/flandymore" url: "https://futurism.com/artificial-intelligence/visa-allowing-ai-use-credit-card" categories: - "Artificial Intelligence" - "OpenAI" --- # Visa Officially Allowing AI Agents to Go Ham With Your Credit Card ![A white robotic hand holding a black Visa credit card against a bright green and yellow gradient background. The card features a chip and the Visa logo in white.]() *Illustration by Tag Hartman-Simkins / Futurism. Source: Shutterstock* Throw caution to the wind and forget your retirement plans. The future is now, baby, and we're letting AI agents go ham with our credit cards. On Wednesday, the payment titan Visa announced that it's integrating its payment network into ChatGPT, allowing the AI chatbot to buy stuff on your behalf, [*The Associated Press* reports](). We don't just mean putting stuff in the cart for you: with this system in place, an AI will actually be finalizing the order with your Visa card. It's a clear victory for AI companies, which have been [pushing AI-powered shopping experiences on customers for over a year](). The tech is already widely used for product recommendations and financial advice, but with the rise of AI agents, the likes of OpenAI have been touting the autonomous models' ability to handle the entire shopping process, from picking the actual product to handling shipping details, all from a prompt. Until now, however, few vendors accepted orders placed through ChatGPT, requiring a human to manually okay them instead. The idea seemed to run into some serious headwinds when OpenAI's Instant Checkout feature, which allowed you to place an order inside the chatbot interface, [was discontinued earlier this year](). But the new collaboration makes Instant Checkout seem quaint in comparison. Illustrating its potential, Visa chief product and strategy officer Jack Forestell said a customer could ask the AI for a pair of wireless headphones under $150, and then the chatbot would find a pair that meets those criteria and buy it for you. "I think we're generally at a place where most people are very comfortable with the shopping aspects of it and have discovered this as a superior discovery experience," Forestell told the *AP* in an interview. But he acknowledged that going from an AI recommending products to one outright buying them for you "requires a whole different level of trust." The potential for abuse can't be overlooked. The scam-checking service Ask Silver recently found that ChatGPT was [recommending fraudulent clones of real storefronts that steal your money and bank details](). It seems inevitable that an AI given free license to shop around with your money will get duped by some sort of scam, especially as more and more of the internet is being "[sloptimized]()" to trick chatbots into recommending products. For its part, Visa is vowing to be on top of the issue. "As AI agents become active participants in the economy, Visa's focus is to ensure transactions are trusted, secure and seamless," Forestell told the *AP*. **More on AI:** [*AI Bro Convinced He Can Vibe Code GTA 6 Before the Real One Comes Out*]() ## Author At Futurism, my work has often centered on bringing a sense of clarity and insight to complex topics ranging from the regulation of emerging technologies to the esoteric ideologies of Silicon Valley executives, while striving not to lose the poetic sense of awe inspired by often-obscure fields like astrophysics and quantum computing. I broke the story of CNET using AI to produce articles that turned out to be riddled with factual errors and plagiarism — a dam-breaking inflection point, as I've reported, that's inspired copycats and endless discourse while beguiling stakeholders ranging from tech giants to purveyors of spam around the web. My work at Futurism has been cited by publications including CBS News, the Los Angeles Times, Vice, Gizmodo, Engadget, the Verge, and Vanity Fair. I grew up in locales ranging from India to China, and now live in the exotic suburbs of Virginia. In my free time, I'm an avid reader of weird sci-fi literature, an aficionado of East Asian cinema, and, regrettably, a relapsed gamer. Allegedly, I’m working on a debut novel, currently untitled. ### Author social links [Bluesky]()